This is for example purposes only. THIS IS NOT YOUR FINAL INTEREST RATE; MoXi® does not lock interest rates. This is not a commitment to lend. You should expect your interest rate to change until it is set, approximately 48-72 hours prior to closing. Refer to your conditional loan approval letter for additional details or contact a member of the MoXi®team with questions.
In certain cases, we may require additional premiums to be added to your margin. This includes, but is not limited to, premiums for exceptions, Legal Title Opinion, and certain credit and property guidelines. Your Mortgage Advisor or Client Concierge will inform you if these premiums apply to your transaction.
The points, fees, costs, and interest rate(s) and margin(s) explained above may change based on many factors, including but not limited to: Property Type, Loan Product, Loan Amount, Property Value, Credit Score, Availability of Title Insurance, and Loan to Value, calculated based on the lower of the appraised value or purchase price. Even if your margin has been set, changes to the listed items may result in a change to your margin.
Please review MoXi®interest rate policy for more information about when your final rate will be set